Take Control and Hit the Z-Key. F. J. Zielski & Associates Inc Is Your Trusted Friend at Undoing Debt
Debt and Bill Consolidation in Ontario with F. J. Zielski & Associates Inc
F. J. Zielski & Associates Inc was founded in 1981 by the late Frank Zielski, a retired RCMP and former 1960 Olympic oarsman. We continue his passion and legacy of helping people as insolvency and restructuring professionals in Southern Ontario serving areas in and around Belleville, Hamilton, Kingston, Ottawa, and Oshawa. F. J. Zielski & Associates Inc has helped more than 10,000 clients take control over the past 40+ years by offering credit counselling, consumer proposals bankruptcy, receiver, liquidator, and insolvency services.

Debt and bill consolidation services can help simplify the management of multiple debts by combining eligible balances into a structured repayment arrangement. F. J. Zielski & Associates Inc provides debt and bill consolidation services, as well as consumer proposals, bankruptcy assistance, debt counselling, budgeting support, and other financial solutions. We strive to help individuals review their financial circumstances, understand available options, and work toward improved financial organization.
Contact us today to discuss debt and bill consolidation services in Kitchener and learn more about the financial solutions available.
Financial Assistance for Debt, Credit, and Restructuring Challenges
At F. J. Zielski & Associates Inc, we take pride in being a friendly and approachable company. When you call our office, you always speak with someone you can meet in person.
Jason Zielski Licensed Insolvency Trustee P.Eng
Lorraine Bourgeois Certified insolvency Counsellor
Crystal Bambrough Tax Consultant
Tina Zielski Estate Administrator
Our boutique firm provides debt advice and assistance no matter the debt issue. We work with our clients to provide options for resolving corporate and/or individual debt circumstances, including corporate restructurings, wage garnishments, credit counselling to help manage individual credit card debt and spending habits, Canada Revenue Agency tax issues, and managing student loan debt. We will provide an option to restructure your finances and undo Debt.

Financial Services Available Through F. J. Zielski & Associates Inc
F. J. Zielski & Associates Inc provides a range of financial services that support individuals experiencing debt-related challenges.
Our services are as follows:
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Debt and bill consolidation: Reviewing options to simplify debt repayment and improve payment management.
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Consumer proposals: Legally binding arrangements that may allow individuals to repay a portion of their debt.
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Bankruptcy services: Assistance with understanding bankruptcy processes and obligations when appropriate.
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Debt counselling: Educational guidance focused on debt management and financial planning.
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Budget development: Creating practical budgets to support ongoing financial stability.
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Financial assessments: Evaluating overall debt situations and identifying available solutions.
A detailed review helps determine which option aligns with individual financial circumstances and goals.

Awards
Jason Zielski was awarded the OAIRP Gold Medal in 2003 for the highest academic achievement for a new licensed insolvency trustee.
Professional Affiliations
Why Choose F. J. Zielski & Associates Inc?
F. J. Zielski & Associates Inc provides debt and bill consolidation services in Kitchener, supported by financial guidance and tailored debt management solutions for individual circumstances, as follows:
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Debt-focused financial solutions: We provide debt and bill consolidation services along with consumer proposals, bankruptcy assistance, and debt counselling.
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Personalized financial assessments: Every financial situation is reviewed individually to identify suitable debt management options.
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Clear explanation of available options: We help clients understand the benefits, responsibilities, and requirements associated with various debt solutions.
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Structured approach to debt management: Our process focuses on reviewing debts, income, expenses, and repayment opportunities.
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Ongoing financial guidance: We strive to provide information and support that helps clients make informed financial decisions.
At F. J. Zielski & Associates Inc, we aim to help individuals better understand their financial circumstances and evaluate available solutions for managing debt and monthly obligations.




