Read Our Blog for Debt Advice and More

In 2022, total Canadian consumer debt had risen to more than $2.23 trillion. Financial issues impact people from all walks of life, and these issues can get out of control if not dealt with easily.

When issues start to pile up, there are several ways to deal with the situation. Two of the most common methods are personal bankruptcy and consumer proposals. Both can wipe out even massive debts.

The difference between a consumer proposal and personal bankruptcy isn't obvious to everyone, especially if you don't have a financial background. That's why we've written this guide. Read on to get a thorough understanding of the issue.

If you want to get rid of your debt, you might be thinking if a consumer proposal is the best option for you. After all, a consumer credit proposal may enable you to get debt relief and protection from creditors as an affordable repayment plan.

It's important to be aware that consumer proposal filing can only include a limited number of debts. To learn about what debts can be included in a consumer proposal, just keep on reading this article!

Did you know that 45% of Canadians feel overwhelmed by their debt?

Are you in debt and struggling with finances? Or maybe you're out of debt and ready to pay off your consumer proposal.

Consumer proposals serve as an alternative to bankruptcy, and this blog highlights everything you need to know to pay off your consumer proposal early and the benefits associated with early payments.

Looking for an alternative to bankruptcy? Call F. J. Zielski & Associates Inc in Kingston to file a consumer proposal and make arrangements to pay your debts.

Want to improve your credit score? F. J. Zielski & Associates Inc provides credit counselling services in Kingston and surrounding areas. Call us today!

Managing debt? F. J. Zielski & Associates Inc shares the many advantages of filing for bankruptcy. Call us to file for bankruptcy in Kingston & surrounding areas.

For people who struggle with growing expenses and unpaid credit card bills, it may seem like the only way out is filing for bankruptcy. However, contrary to public belief, this method of dealing

Not sure what will happen to assets after you file for bankruptcy? F. J. Zielski & Associates Inc in Kingston can help you make the best decisions for your future.

Managing debt? F. J. Zielski & Associates Inc shares the many advantages of a consumer proposal. Call us today in Belleville and the Quinte region.

Correct bad spending habits before they become a problem with credit counselling from F. J. Zielski & Associates Inc in Belleville and the Quinte region.

The cost of filing for bankruptcy will depend on your family size and net monthly income along with the assets. Consult with F. J. Zielski & Associates Inc today!

F. J. Zielski & Associates Inc offers counselling on insolvency and financial restructuring. Read our blog for insolvency myths that prevent you from growing.

Consumer proposals can be an effective method to deal with debts. If you are seeking financial advisors in Belleville, call F. J. Zielski & Associates Inc now!