Skip Navigation

Read Our Blog for Debt Advice and More

  • Two people having a discussion in an office
    21/03/2023 0 Comments
    Understanding the Differences Between a Consumer Proposal and Personal Bankruptcy

    In 2022, total Canadian consumer debt had risen to more than $2.23 trillion. Financial issues impact people from all walks of life, and these issues can get out of control if not dealt with easily.

    When issues start to pile up, there are several ways to deal with the situation. Two of the most common methods are personal bankruptcy and consumer proposals. Both can wipe out even massive debts.

    The difference between a consumer proposal and personal bankruptcy isn't obvious to everyone, especially if you don't have a financial background. That's why we've written this guide. Read on to get a thorough understanding of the issue.


    Read More
  • A girl working on laptop
    22/09/2022 0 Comments
    What Debts Can Be Included in a Consumer Proposal?

    If you want to get rid of your debt, you might be thinking if a consumer proposal is the best option for you. After all, a consumer credit proposal may enable you to get debt relief and protection from creditors as an affordable repayment plan.

    It's important to be aware that consumer proposal filing can only include a limited number of debts. To learn about what debts can be included in a consumer proposal, just keep on reading this article!

    Read More
  • couple discussing consumer proposal with licensed insolvency trustee
    30/06/2022 0 Comments
    Can I Pay Off My Consumer Proposal Early?

    Did you know that 45% of Canadians feel overwhelmed by their debt?

    Are you in debt and struggling with finances? Or maybe you're out of debt and ready to pay off your consumer proposal.

    Consumer proposals serve as an alternative to bankruptcy, and this blog highlights everything you need to know to pay off your consumer proposal early and the benefits associated with early payments.


    Read More
  • A couple looking at a document together
    20/04/2022 0 Comments
    What You Need to Know About Filing a Consumer Proposal

    Looking for an alternative to bankruptcy? Call F. J. Zielski & Associates Inc in Kingston to file a consumer proposal and make arrangements to pay your debts.

    Read More
  • Credit Counselling Image
    20/04/2022 0 Comments
    How to Improve Your Credit Score

    Want to improve your credit score? F. J. Zielski & Associates Inc provides credit counselling services in Kingston and surrounding areas. Call us today!

    Read More
  • A couple getting stressed looking at the document
    20/04/2022 0 Comments
    Advantages of Filing for Bankruptcy

    Managing debt? F. J. Zielski & Associates Inc shares the many advantages of filing for bankruptcy. Call us to file for bankruptcy in Kingston & surrounding areas.

    Read More
  • A couple looking at a document and being stressed
    20/04/2022 0 Comments
    Debt Consolidation: Pros and Cons

    For people who struggle with growing expenses and unpaid credit card bills, it may seem like the only way out is filing for bankruptcy. However, contrary to public belief, this method of dealing

    Read More
  • A white collar employee making a couple understand the contents of a document
    20/04/2022 0 Comments
    What Happens to Your Assets after Bankruptcy?

    Not sure what will happen to assets after you file for bankruptcy? F. J. Zielski & Associates Inc in Kingston can help you make the best decisions for your future.

    Read More
  • A woman employee describing a document to a couple
    20/04/2022 0 Comments
    Is a Consumer Proposal Right for You?

    Managing debt? F. J. Zielski & Associates Inc shares the many advantages of a consumer proposal. Call us today in Belleville and the Quinte region.

    Read More
  • A woman holding a man holding a document with one hand on his head
    20/04/2022 0 Comments
    How Credit Counselling Can Help

    Correct bad spending habits before they become a problem with credit counselling from F. J. Zielski & Associates Inc in Belleville and the Quinte region.

    Read More
  • A woman and a man looking at a laptop and discussing
    20/04/2022 0 Comments
    6 things you should know before filing for bankruptcy

    The cost of filing for bankruptcy will depend on your family size and net monthly income along with the assets. Consult with F. J. Zielski & Associates Inc today!

    Read More
  • a laptop and some documents
    20/04/2022 0 Comments
    7 Myths About How Insolvency Keeps You From Growing

    F. J. Zielski & Associates Inc offers counselling on insolvency and financial restructuring. Read our blog for insolvency myths that prevent you from growing.

    Read More
  • Two pairs of hands holding pens and discussing a book
    20/04/2022 0 Comments
    Advantages of Filing for a Consumer Proposal to Deal with Your Debts

    Consumer proposals can be an effective method to deal with debts. If you are seeking financial advisors in Belleville, call F. J. Zielski & Associates Inc now!

    Read More

Take Control and Hit the Z-Key F. J. Zielski & Associates Your Trusted Friends at Undoing Debt.

Contact Us

F. J. Zielski & Associates Inc

298 Coleman Street, 

Belleville, ON, K8P 3J1




Mailing Address

298 Coleman Street,

Belleville, ON, K8P 3J1




Toll Free: 1-877-966-8060

Belleville: 613-966-8060

Cobourg: 905-372-2237

Kingston: 613-548-7070

Trenton: 613-394-0707


Service Area

  • Belleville

  • Cobourg

  • Kingston

  • Trenton


Monday – Thursday: 9:00 AM - 5:00 PM

Friday: 9:00 AM - 4:00 PM

After hours appointment available upon request.

Created by

Legal notice