Take Control and Hit the Z-Key. F. J. Zielski & Associates Is Your Trusted Friend at Undoing Debt.
Most Trusted Licensed Insolvency Trustee in Belleville
Head Office in Belleville
298 Coleman Street,
Belleville ON K8P 3J1
Belleville: 613-966-8060
Toll-free: 1-877-966-8060
Fax: 613-966-9018
Jason Zielski Licensed Insolvency Trustee P.Eng
Lorraine Bourgeois Certified insolvency Counsellor
Crystal Bambrough Tax Consultant
Tina Zielski Estate Administrator
Hours
Monday – Thursday: 9:00 AM - 5:00 PM
Friday: 9:00 AM - 4:00 PM
After-hours appointments available upon request.
Open virtually 24/7
Creditor Inquiries: fjzielski@moneytrouble.ca
Debt Relief: help@moneytrouble.ca

Located along the scenic shores of the Bay of Quinte, Belleville is a city with a rich history rooted in industry, trade, and community growth. Originally established as a Loyalist settlement in the late 18th century, Belleville developed into a thriving hub for milling, manufacturing, and transportation thanks to its strategic position along major waterways and rail lines. Today, it is known for its welcoming atmosphere, strong local economy, and vibrant downtown core. As the community continues to grow and evolve, so too do the financial needs of its residents, making access to trusted financial guidance more important than ever.
The F. J. Zielski & Associates Inc team specializes in providing insolvency-related services for individuals and small business clients across Belleville. You can count on our experienced and knowledgeable counsellors and licensed insolvency trustees in Belleville to take the time to understand your needs and offer support, advice and assistance with restructuring your finances. We aim to help you achieve all your financial goals and educate you on all the options available to set you on the path to a stress and debt-free life. We offer the following services:

Book your appointment with our licensed insolvency trustee in Belleville today!
Signs You May Benefit from Debt Relief Services
Many people have debt, but how do you know when to seek help? Here are some signs that debt relief services could make a difference in your life:
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You struggle to make minimum payments on credit cards or loans.
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You are borrowing from one creditor to pay another.
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Interest charges are consuming most of your payments.
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You avoid calls or letters from creditors.
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Your debt is affecting your emotional well-being or personal relationships.
If any of these situations sound familiar, consulting with an experienced insolvency team in Belleville can provide a path to relief.
Visit us today to reclaim financial freedom or learn more about our services.


Debt Relief You Can Afford
Money Trouble is Our Specialty
Do you owe?
You could be paying
$10,000–$25,000
|
$100–$200 per month
$25,000–$50,000
|
$200–$300 per month
$50,000–$75,000
|
$300–$400 per month
$75,000–$100,000
|
$400–$500 per month
$100,000–$125,000
|
$500–$600 per month
$125,000–$150,000
|
$600–$700 per month
$150,000–$175,000
|
$700–$800 per month
$175,000–$200,000
|
$800–$900 per month
$200,000–$250,000
|
$900–$1,000 per month
This is not a loan and there is NO interest.
Contact us today to start your relief now.

Benefits of Employing a Licensed Insolvency Trustee
Employing an LIT offers several benefits:
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Expertise in insolvency matters: LITs undergo rigorous training and examinations. They are well-versed in bankruptcy and insolvency law, making them adept at providing advising and guiding individuals or businesses through insolvency proceedings.
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Objective and impartial assistance: LITs are impartial professionals who provide objective advice tailored to each client’s unique situation. Their primary goal is to help you find the best solution for your financial troubles.
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Structured debt solutions: An LIT can help individuals file a consumer proposal, an agreement to pay a portion of the debt owed over a specified period, usually at no interest. This allows for a structured repayment plan, which can be more manageable than addressing debts separately.
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Ethical standards: Licensed Belleville insolvency trustees adhere to a strict code of ethics, ensuring transparency, honesty, and the best interests of the debtor.
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Legal representation: In legal proceedings surrounding bankruptcy or other insolvency solutions, an LIT acts as an intermediary between the debtor and the creditors, ensuring that the debtor's rights are upheld and the process goes smoothly.
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Transparent fees: Government standards regulate the costs associated with employing a LIT, ensuring fairness and transparency for the debtor.
Financial Tips to Stay Debt-Free
Here are some tips to keep your finances in check:
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Create a monthly budget: Track your income and expenses to ensure you’re not spending beyond your means.
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Build an emergency fund: Setting aside funds for unexpected expenses can prevent you from relying on credit.
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Limit credit card usage: Use credit cards sparingly, focusing on paying off balances in full each month.
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Avoid high-interest debt: Opt for lower-interest financing options if you need to borrow, and always compare rates.
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Review financial goals regularly: To stay on track, revisit your financial goals periodically and adjust your budget as needed.
Reclaim Your Life with Our Customized Debt Solutions in Belleville
The experienced financial professionals at F. J. Zielski & Associates Inc will sit down with you to review your debt load and design a program that meets your needs. We will work with your creditors to eliminate or reduce interest and agree on a monthly payment amount you can afford.
Don’t let debt overwhelm you. Our LITs offer comprehensive debt management services in Belleville, Ontario and provide you with a plan to help you reclaim your life and become debt-free!
Call us today to schedule a free consultation with one of our qualified credit counsellors.

Why Choose Us?
At F. J. Zielski & Associates Inc, we house skilled, licensed insolvency trustees and debt counsellors ready to advise on debt relief solutions like debt consolidation, consumer proposals, and bankruptcy. Rely on our team for effective debt management, whether you're overwhelmed by credit bills or seeking personal expense control. We offer varied solutions catering to distinct financial situations, from students to business owners. Our counsellors, with extensive program knowledge, will provide an unbiased view, guiding you to the most fitting solution. Embark on your debt-free journey with F. J. Zielski & Associates Inc. Need details? Call us.
Frequently Asked Questions
Common questions about insolvency in Belleville:

