Get Debt Help from a Licensed Insolvency Trustee in Belleville

The F. J. Zielski & Associates Inc team specializes in providing insolvency-related services for individuals and small business clients across Belleville. You can count on our experienced and knowledgeable counsellors and Licensed Insolvency Trustees in Belleville to take the time to understand your needs and offer support, advice and assistance with restructuring your finances. We aim to help you achieve all your financial goals and educate you on all the options available to set you on the path to a stress and debt-free life. We offer the following services:

Debt consolidation programs can effectively combine two or more debts into a single payment, requiring lower total interest costs. We will explore your options and ensure you know all the details to make an informed decision.
Credit counselling helps you manage your debt and gives you the tools you need to pay your creditors in full by reducing your payments in the long run.
Personal bankruptcy to help dissolve your unpayable debts and give you a fresh financial start. Filing for bankruptcy is a difficult decision and our Licensed Insolvency Trustees will be by your side every step of the process.
Consumer proposals are a bankruptcy alternative. Depending on your monthly income and personal situation, we can help submit a proposal to reduce the amount you owe to your creditors and pay off a certain percentage over a specific period.
Book your appointment with our Licensed insolvency trustee in Belleville today!

Benefits of Employing a Licensed Insolvency Trustee

Employing an LIT offers several benefits:

Expertise in insolvency matters: LITs undergo rigorous training and examinations. They are well-versed in bankruptcy and insolvency law, making them experts in providing advice and guiding individuals or businesses through insolvency proceedings.
Objective and impartial assistance: LITs are impartial professionals who provide objective advice tailored to each client’s unique situation. Their primary goal is to help you find the best solution for your financial troubles.
Structured debt solutions: An LIT can help individuals file a consumer proposal, an agreement to pay a portion of the debt owed over a specified period, usually at no interest. This allows for a structured repayment plan, which can be more manageable than addressing debts separately.
Ethical standards: Licensed Insolvency Trustee Belleville adheres to a strict code of ethics, ensuring transparency, honesty, and the best interests of the debtor.
Legal representation: In legal proceedings surrounding bankruptcy or other insolvency solutions, a LIT acts as an intermediary between the debtor and the creditors, ensuring that the debtor's rights are upheld and the process goes smoothly.
Transparent fees: Fees associated with employing a LIT are regulated by government standards, ensuring fairness and transparency for the debtor.

Reclaim Your Life With Our Customized Debt Solutions in Belleville

The experienced financial professionals at F. J. Zielski & Associates Inc will sit down with you to review your debt load and design a program that meets your needs. We will work with your creditors to eliminate or reduce interest and agree on a monthly payment amount you can afford.

Don’t let debt overwhelm you. Our Licensed Insolvency Trustees offer comprehensive debt management services in Belleville, Ontario, Cobourg, Kingston and Trenton and provide you with a plan to help you reclaim your life and become debt free! Call us today to schedule a free consultation with one of our qualified credit counsellors.

Why Us?

At F. J. Zielski & Associates Inc, we house skilled, licensed insolvency trustees and debt counsellors ready to advise on debt relief solutions like debt consolidation, consumer proposals, and bankruptcy. Rely on our experts for effective debt management, whether you're overwhelmed by credit bills or seeking personal expense control. We offer varied solutions catering to distinct financial situations, from students to business owners. Our counsellors, with extensive program knowledge, will provide an unbiased view, guiding you to the most fitting solution. Embark on your debt-free journey with F. J. Zielski & Associates Inc. Need details? Call us.