Take Control and Hit the Z-Key. F. J. Zielski & Associates Is Your Trusted Friend at Undoing Debt.

Toronto skyline, CN Tower, and Rogers Centre from the water

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Struggling with debt? Our licensed insolvency team is here to help

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Most Trusted Licensed Insolvency Trustee in Cobourg

Head Office in Belleville

298 Coleman Street,

Belleville ON K8P 3J1

Belleville: 613-966-8060

Toll-free: 1-877-966-8060

Fax: 613-966-9018

Jason Zielski: jason@moneytrouble.ca

Lorraine Bourgeois: lorraine@moneytrouble.ca

Chrystal Bambrough: chrystal@moneytrouble.ca

Tina Zielski: tina@moneytrouble.ca

Hours

Monday – Thursday: 9:00 AM - 5:00 PM

Friday: 9:00 AM - 4:00 PM

After-hours appointments available upon request.

Open virtually 24/7

Creditor Inquiries: fjzielski@moneytrouble.ca

Debt Relief: help@moneytrouble.ca

Nestled along the shores of Lake Ontario, Cobourg is a charming and historic community known for its picturesque waterfront, vibrant downtown, and welcoming atmosphere. Often referred to as the “Gem of Lake Ontario,” Cobourg has a rich heritage dating back to the early 19th century, when it became a key hub for trade and travel in Southern Ontario. Today, it blends small-town warmth with modern conveniences, making it an ideal place for individuals and families alike to live and work.

Our team of licensed insolvency trustees specializes in insolvency-related services for individuals and small business clients across Cobourg. We have experienced and knowledgeable financial counsellors and licensed insolvency trustees who will take the time to understand your needs and offer the support, advice and assistance you need to set you on the path to a debt and stress-free life. We aim to help you achieve all your financial goals and educate you on all the options available to help you get out of unpayable debts. F. J. Zielski & Associates Inc will help you take stock of your condition and restructure your finances with the help of the following tools and programs:

Consumer Proposal

are a bankruptcy alternative. Depending on your monthly income and personal situation, we can help submit a proposal to reduce the amount you owe to your creditors and pay off a certain percentage over a specific period.

Debt Consolidation

programs can effectively combine two or more debts into a single payment, requiring lower total interest costs. We will explore your options and ensure you know all the details to make an informed decision.

Personal Bankruptcy

helps dissolve your unpayable debts and give you a fresh financial start. Filing for bankruptcy is a difficult decision and our licensed insolvency Belleville trustees will be by your side every step.

Credit Counselling

helps you manage your debt and gives you the tools you need to pay your creditors in full by reducing your payments in the long run.

Book your appointment with our licensed insolvency trustee in Belleville today!

Take Control of Your Finances with Personalized Plans and Solutions

If your pending debt and outstanding monthly payments are overwhelming, it is time to get in touch with F. J. Zielski & Associates Inc or pay us a visit at one of our three offices in Southern Ontario. Though we no longer have a physical location in Cobourg, our credit counselors and debt experts still serve this area. You can call our local number to get a hold of a licensed insolvency trustee on our team in Cobourg. If you need financial advice, do not hesitate to contact us to set up your first consultation absolutely free.