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Consultation for Debt Consolidation in Belleville, Trenton and Surrounding Areas

Using credit cards, loans and other forms of credit are great ways to buy the things you need, but only if you can pay them off in a timely fashion. Debt can seem to drown you if you have too much of it. If you have become insolvent, or unable to pay off the debts you owe, you may need to consider debt consolidation. 

Rely on F. J. Zielski & Associates Inc for a helpful debt consolidation consultation in Belleville and Trenton. We’ll discuss your debt and find the help you need.

Consolidating your debt allows you to pay it off in a manageable way. With a debt consolidation loan, several payments are combined into one smaller payment that is the same amount every month. You can pay off multiple debts such as credit cards, student loans and personal loans with this method.

Through debt consolidation, you also save money on interest because secured loans have less interest than the credit cards you might be paying with currently.

How F. J. Zielski & Associates Inc Can Help

Paying off creditors can be difficult, especially if there are many that you have to deal with. Instead of dreading calls from phone numbers you don’t recognize and worrying every time someone knocks on your door, get help paying off your debt. The Licensed Insolvency Trustees at F. J. Zielski & Associates Inc have the knowledge and experience to help you choose the best way to consolidate your debt.

When you call us for a debt consolidation consultation, we’ll go over your debt and find a plan of action to help you pay off your creditors. We can explain the benefits of different plans, such as consumer proposals and bankruptcy so you have a clear understanding of every option. Overwhelming debt is a stress that no one should suffer for long. If you need help refinancing your debt, call F. J. Zielski & Associates Inc for a debt consolidation consultation in Trenton, Belleville, Kingston and surrounding areas.

Statement of Income Form

Provide details on your income and expenses before your appointment.

Restructuring Worksheet

Fill out our restructuring worksheet before your consultation.

Income Tax Information

Prepare and file your taxes with the help of our questionnaire.

Take Control and Hit the Z-Key F. J. Zielski & Associates Your Trusted Friends at Undoing Debt.

Contact Us

F. J. Zielski & Associates Inc

298 Coleman Street,

Belleville, ON K8P 3J1



Kingston Location

2447 Princess Street,

(in the Guardsman), 

Kingston, ON K7M 3G1

Mailing Address

PO Box 1538

Belleville, ON K8N 5J2


Toll Free: 1-877-966-8060

Belleville: 613-966-8060

Cobourg: 905-372-2237

Kingston: 613-548-7070

Trenton: 613-394-0707


Service Area

  • Belleville

  • Cobourg

  • Kingston

  • Trenton


Monday – Thursday: 9:00 AM - 5:00 PM

Friday: 9:00 AM - 4:00 PM

After hours appointment available upon request.

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